For Community Futures

AI for what should
be automated.
People for what shouldn't.

Community lenders do the hardest underwriting in the country. Thin-file borrowers, sector-specific context, blended structures. And you do it with teams of three or four, not thirty. Calliper handles the analytical work so your loan officers can stay focused on your borrowers and your community.

Book a 20-minute call → See how it works
What changes on a Monday morning

Three things your team stops losing weekends to.

i.

Full underwriting reports in five business days

You submit a complete file. We return a full underwriting report with a risk rating, a specific rate recommendation, and a board-facing summary. Your loan officer spends time on the borrower, not the memo.

ii.

Configured to your policy

Calliper adapts to your rate parameters, sector restrictions, loan limits, and security requirements. Not a templated checklist. Your policy, your methodology.

iii.

Your data stays yours

Canadian data residency. PIPEDA and OCAP aligned. All processing is sanitised at the source so no identifying borrower information ever leaves your infrastructure. SOC 2 Type 2 audit planned.

From the field

What CFDCs actually say about Calliper.

“

Calliper doesn’t replace the people who know our borrowers. It replaces the weekend I used to lose writing the board memo.

A loan officer who no longer
loses their weekends
“

When our loans officer retired, we lost twenty years of borrower history. Calliper keeps the reasoning, the context, and the history in the file. The knowledge doesn’t walk out the door when someone does.

An Executive Director
who has lived this
“

The math in a CF is unforgiving. With Calliper, our underwriting got sharper, and we redirected that budget to economic development work we had never been able to fund.

An Executive Director
who re-allocated the line
The process

How a file moves through Calliper.

1

Configure

At onboarding, we capture your lending policy, rate parameters, and sector logic. One-time setup. Annual reviews included.

2

Submit

Upload a complete file through our secure portal. No integrations required.

3

Gap check

If something is missing, we send a gap list within 48 hours at no charge. You resubmit when you are ready.

4

Report

Within five business days of a complete file, you receive a full underwriting report, risk rating, rate recommendation, and board-facing summary.

5

Decide

You present to your board. You make the call. Calliper never makes a lending decision. It prepares the analysis that supports yours.

Pricing

Straightforward pricing.

Pilot
$1,000
per file
Six-month pilot period. No minimum. Onboarding fee waived.
*Reach out before July 1 to lock in pilot pricing.
Single file
$1,200
per file
No minimum commitment. Five-day turnaround.
5-pack
$5,000
$1,000 per file averaged
Use within twelve months.
10-pack
$9,100
$910 per file averaged
Use within twelve months.

Resubmission of gapped files within 90 days is included at no additional charge.

What you get

What’s included in every report.

  • Full credit assessment with risk rating.
  • Specific interest rate recommendation calibrated to your policy.
  • Sector-specific stress testing.
  • Board-facing summary designed for clean governance decisions.
  • Gap list on incomplete files, free of charge.
  • Auditable, documented methodology throughout.
See it for yourself

See a sample underwriting report

A redacted example of what arrives after five business days. Risk rating, rate recommendation, sector stress test, and board-facing summary.

About

Built by people who have sat in your chair.

Calliper is a sub-brand of LPT & Co., a team that has worked in and around community economic development for over twenty years. We are not a fintech passing through. Akwesasne, Cornwall, and SD&G, Ontario are home — communities served by their CFDC, like the ones you serve. We believe in the Community Futures mandate: that capital decisions made close to the borrower build stronger local economies than capital decisions made far away. Calliper exists to protect that work, not to replace it.

Lesley Thompson
Lesley Thompson
CEO

Over fifteen years inside community lending — at BDC, then as Executive Director of ACCFutures — and now builds the tools she wished she’d had.

lesley@lptandco.com
Greg Pietersma
Greg Pietersma
CTO

Thirty years building a manufacturing company, designing both the machines and the software that ran them. He has also run a Community Futures organization. Calliper reflects both.

greg@lptandco.com
Questions

Things Executive Directors actually ask.

No. Calliper prepares the analysis. Your loan committee and board make the call. Every time.

Data residency is Canadian. Processing is PIPEDA and OCAP aligned. Files are sanitised at the source, so no identifying borrower information leaves your infrastructure. SOC 2 Type 2 audit is planned.

Annual configuration reviews are included. Ad-hoc policy updates between reviews are handled as part of onboarding support at no additional per-file cost.

Nothing to download, nothing to set up. You sign in with a one-click magic link and upload a complete file through a secure portal — no integrations with your existing systems required.

We send a gap list within 48 hours at no charge. You resubmit when you are ready. Resubmission within 90 days is included.

No. Your loan officers stay focused on borrower relationships and community work. Calliper handles the analytical lift so they don’t lose weekends writing memos.

Calliper is live at ACCFutures today, with pilots underway at additional CFDCs across Ontario. References are available on request once we have scoped a pilot together.

Next step

Let’s scope a pilot for your CF.

A twenty-minute call is usually enough to know if Calliper fits your policy and your file volume. No pitch deck. No hedging.

  1. 1Book the call.We scope what a pilot looks like for your CF.
  2. 2Submit one file.No commitment. See what the report actually looks like.
  3. 3Decide whether to continue.Standard pricing starts only when the pilot ends.

Get in touch

Drop us a line at our general mailbox. We reply within one business day.
Book a 20-minute call